With MINI Finance, you have the opportunity to access more competitive interest rates if you make a bigger deposit, helping you save as you enjoy your shiny new MINI model.
Until 30 June 2026 purchase any new or demonstrator MINI model from across the range and receive a 3.99% p.a. comparison rate, on a maximum amount financed, on 36-month MINI Flex loan agreements with a Guaranteed Future Value handback option.
This means that to be eligible for the rate offer, there is a maximum amount we will finance for each model series as outlined below and you’ll need to make a deposit of up to 20% of the vehicle drive away price (which will vary depending on vehicle selected).
The MINI Cooper 3-Door
The MINI Cooper C 3-Door and MINI Cooper S 3-Door are within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $44,900 and $0 finance set up fees.
The MINI Cooper 5-Door
The MINI Cooper C 5-Door and MINI Cooper S 5-Door are within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $45,900 and $0 finance set up fees.
The MINI Cooper Convertible
The MINI Cooper C Convertible and MINI Cooper S Convertible are within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $49,900 and $0 finance set up fees.
The MINI Countryman
The MINI Countryman C and MINI Countryman S ALL4 are within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $52,900 and $0 finance set up fees.
The MINI JCW
The MINI JCW is within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $57,900 and $0 finance set up fees.
The MINI JCW Convertible
The MINI JCW Convertible is within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $52,900 and $0 finance set up fees.
The MINI JCW Countryman ALL4
The MINI JCW Countryman ALL4 is within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $63,400 and $0 finance set up fees.
Offer valid on all new and demonstrator MINI models across the range with finance applications submitted and approved with vehicles ordered and delivered between 01.04.2026 and 30.06.2026..
MINI Finance, Australian Credit Licence 392387. Fees, charges, conditions and eligibility criteria
apply. MINI Finance reserves the right to change or withdraw the offer at any time. Offer cannot be
combined with other offers. Lease arrangements not eligible for offer. Participating authorised MINI
Garages only.
Comparison Rate Warning. Comparison rate based on a 5 year secured loan of
$30,000. WARNING: This comparison rate is true only for the example given
& may not include all fees and charges. Different terms, fees or other loan amounts might result in a
different comparison rate. MINI Flex loan consists of an option to deliver the vehicle to us instead of
paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract
term, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer
and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation
of the anticipated market value of the vehicle at the end of the contract term.